Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Requirements & Skills
Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Customer service experience
Minimum Qualification Requirements
Hnd,diploma
Minimum Experience
2 years
Credit Officer evaluate and approve loan applications, negotiate terms with customers, maintain relationships with major financial institutions, and continually update loan files and credits