TOP
Ashanti, Kumasi Metropolitan, 7 hours ago
130 views
Worker Needed (Credit Officer)
Company Name
PRIME PAY MICRO-CREDIT
Job Type
Full-Time
Work Setup
Office
Career Level
Junior
Responsibilities
Identifying and recruiting potential borrowers.
Processing and verifying loan applications and documents.
Assessing clients’ repayment capacity and business viability.
Preparing credit appraisal reports and recommending approval or rejection.
Monitoring loan utilization and conducting follow-up visits.
Ensuring timely loan repayment and managing loan recovery.
Maintaining accurate records and preparing reports.
Ensuring compliance with credit policies and regulatory requirements.
Requirements & Skills
Financial analysis skills
Communication and negotiation skills
Integrity and ethical judgment
Attention to detail
Fieldwork readiness
Basic accounting knowledge
Minimum Qualification Requirements
Bachelor’s degree in a related field
diploma(hnd) in a related field
Minimum Experience
less than 1 year
A Credit Officer is responsible for sourcing clients, evaluating loan applications, and managing loan portfolios to ensure timely repayment. The officer assesses borrowers’ creditworthiness, analyzes business cash flow, prepares credit reports, and recommends loan approval or rejection. They also monitor loan utilization, follow up on repayments, and implement recovery procedures when necessary.
The role requires strong financial analysis skills, good communication, integrity, and the ability to meet performance targets while minimizing credit risk.
Safety tips
- Don't pay fees for applying/interviewing
- Avoid going for an interview at an unofficial office address
- Do your research and check info about the company
- Never disclose personal info before you get a job offer
