2X Diamond
Promoted
Ashanti, Kumasi Metropolitan, 3 hours ago
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Credit Officers Are Needed
Job Type
Full-Time
Work Setup
Office
Career Level
Middle
Responsibilities
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates)
Set up payment plans
Requirements & Skills
Proven work experience as a credit officer, loan officer or similar role
hands-on experience with lending procedures and products
ability to create and process financial spreadsheets
strong analytical skills
customer service experience
bsc in banking and finance, economics or related field
Minimum Qualification Requirements
Diploma or hnd is the qualification requirement needed
Minimum Experience
less than 1 year
A credit officer evaluates loan applications, assesses the borrower's creditworthiness, and manages the lending process. They are responsible for reviewing financial statements, analyzing risk ratios, ensuring regulatory compliance, and monitoring existing loans to protect the financial institution from undue losses.
GH₵ 1,500 - 2,000
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