2X Enterprise
Promoted
Ashanti, Kumasi Metropolitan, 3 hours ago
46 views
Credit Officer Is Needed
Job Type
Full-Time
Work Setup
Office
Career Level
Middle
Responsibilities
Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
Collecting the needed financial documentation and assessing the clients' creditworthiness.
Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
Approving or denying loan requests, and communicating your decision to both clients and management.
Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
Requirements & Skills
Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
Ability to work with loan management software, such as Lendstream, CreditOnline, and FileInvite.
Strong communication skills and proven customer service experience.
Exceptional analytical skills and the ability to work with complicated financial data.
Excellent organizational skills and the ability to work well under pressure.
Strong ethical behavior and the ability to work with sensitive financial information.
Minimum Qualification Requirements
Diploma,HND or Degree is the qualification requirement needed
Minimum Experience
less than 1 year
A credit officer evaluates loan applications, assesses client creditworthiness, and manages loan portfolios. Their main duties are reviewing financial data, making lending decisions, and monitoring repayments.
GH₵ 2,000 - 3,000
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